CIVIC is your local Dallas private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Dallas private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Dallas private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Dallas.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Dallas real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Dallas private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Dallas private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Dallas private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Matt is the best
Chris was amazing. .
Easy and transparent to work with!
As a Realtor I have closed 547 transactions in my 7 years and this company was quick and reliable. Contract go close in less than 7 days .
Excellent service. CLAYTON DANLY went above and beyond. Highly recommend
Justin, Marisa, and Ally are such a great asset to have behind us. This deal was very unique, and not sure we could’ve gotten it done anywhere else!!
It is always apleasure to work with Civic!
Justin Segal is a very pleasant person to work with. He is always very cheerful and responsive to our needs. We truly appreciate all his efforts throughout the process.
Thank you for your assistance
Another great transaction with Civic! We love working with Marshall, he makes every transaction go well.
I love Civic! Quick, Professional and Courteous all at the same time. . . .Yessss!
The staff are amazing to work with! So, friendly and helpful. The process was absolutely painless, fast, and the rates are very competitive!
Josh at Civic Financial Services helped me through the process on obtaining a loan to fund an investment property. Josh was such a professional and easy to work with. He made every step of the way simple.
Will is defiantly someone I would like to do business in the future
Chris is the best!
I believe from myexperience you are professional and looking to help people
Great job closing the transaction on time.
Prompt Service and timely attention to the needs
For the second time Civic exceeded my expectations. They are able to get everything done quickly, efficiently and professionally which makes the entire process smooth and my life much easier! No doubt I’ll be back.
Ryder and Monica were wonderful to work with! From my first call until closing, the process was smooth, there were no surprises. All requirements were laid out clearly. Complete disclosure and professionalism. Thank you!!!
Professional, Responsive and Detail Oriented Loan Officers
My rep at Civic has been awesome and extremely responsive on always getting my loans closed on time. Jackelyn and her team are great to work with and highly recommended
Ben and team were very helpful and supportive
Exceptional follow up and execution skills. Extremely professional, friendly and easy to work with. Quick turn around on everything from pre approvals to funding. 6 Stars to my team!!! They deserve raises and promotions :)Love the Broker portal, it makes […]
Very smooth closing
Arnold is wonderful and always makes the transactions go super smoooth
My first closed deal with Civic and loved the process! My rep Jackie Gonzalez was awesome and my processor Rebecca Potter was equally amazing and helpful! I’m excited to close many more deals with Civic and Jackie and Rebecca! Thank […]
Michael Hoyt was a pleasure to work with. Always stayed on point and made sure that we crossed our t’s and dotted our i’s to meet the deadlines needed to get my deal funded. Thank you Civic Financial Services for […]
Great, fast, reliable service
Civic has been a great partner on the lending side of our deals. We are extremely satisfied with their speed on the analysis and confirmation on their interest. Also, the underwriting is very fast
Kendra is great to work with! She knows what she’s doing, is a problem solver, replies quick replies, and is trustworthy. I definitely recommend reaching out to her
Great team to work with. I am a repeat customer
I have done a refi and an investment new construction loan with Civic. . their proffesionalism and promptness is matchless. Great to work with Rebecca, Jim and Arnold are amazing to work with! I look forward to many many more […]
Nick Flowers did an awesome job. Well done!
Nick was extremely professional and timely with all his responses. It was a pleasure to work with him and we look forward to our next deal
Working with Dan was very pleasant. His process is streamlined and straightforward. He was responsive to all my questions and concerns when I was unsure of the lending process. I would highly recommend Dan Molina and the team at Civic. […]
Excellent follow up and teamwork to get the loan closed
Quality representation, easy communication from everyone involved. Happy to work with a professional organization
Jack Lupo is the GREATEST!!!He is alway helpful and knows how to work with our customers. THANKS JACK
Arnold, David & Jenna, are always helpful. They work well together as a team
My account management team is really awesome. Always willing to help and respond quickly which is vital in the real estate realm where you need responses quickly or you have the potential to lose out on a deal
I am a Senior Asset Manager at another lender, and Brian Fung is my go-to guy when it comes to referring my clients to him who are approaching their maturity dates. Brian has refinanced at least a dozen of our […]
Chris Lushina is a mover & a doer. His skills in product knowledge which best fits his clients needs are excellent. His ability to communicate to us even during ruff times with loan issues always gets the job done. He […]
AMAZING SERVICE AND HIGH INTEGRITY! NO “BAIT AND SWITCH” TACTICS THAT I HAVE EXPERIENCED FROM OTHER LENDERS. THANK YOU!!! I WILL RECOMMEND YOU TO ALL MY CLIENTS AND ASSOCIATES
Great lender. Highly Recommended!!! We worked with Jack Lupo, and he is great!
GREAT JOB CIVIC
Easy and quick process
Jackie is great. Very quick, no issues. Closed 4 loans so far. . . . . will use them again.
I have used Civic multiple times and wouldn’t hesitate to recommend them to anyone thinking of using them. The whole team works well together and moves the file along seamlessly. Grateful to get to work with Cameron
Viet communicated every step of the way and kept everything running smoothly.
Fast approved, available all the time day and night.
Best lending institution I have ever worked with!
Jack is amazing to work with!
Ben, Vanessa and Dianabele were amazing like he last deal!
Consummate professionalism, excellent response time
I enjoy working with Civic, mainly because of Jack Robinson, my Account Rep. He always goes above and beyond to make a deal work and see through closing. He is available to me, any time I need him, even when […]
They were very efficient and helpful in the whole process. We got everything pushed through and Michael did a fantastic job. Highly recommend them.
Marco and his team are great!!
Very easy to work with.
Customer service, efficiency, quick turn around
Quick service, great communication, easy process.
Awesome services, they are very professional
Fast, easy, professional. Dave Rooker took time to build a relationship. Assisted and answered questions for months and was always available when needed
Brian Fung really worked hard to make this happen. He is a stud
Eli was great, he was very responsive, all staff also gave timely responses, and friendly staff
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
Working with Jacquelyn Boyles just made things easy
This is the third time we work with Brian and Kailyn from Civic. And they are the best people you can ask for work with from a lender! They make everything so easy so fast and so smooth. Zero headache […]
Very Engaged, competent and has the ability to get the loan closed and is very fast when necessary!
Because it is always a professional representative and a resourceful crew working together, that makes everything easier . Always giving answers right away, it makes me feel supported trough the process. Thank you!
The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]
We just took a loan for the first time to buy property, and Civic Financial Services did a fantastic Job in providing the loan for us on a timely manner. William was very patient and didn’t push us to take […]
Civic Financial is second to none in providing quick and reliable lending. I was presented a property opportunity but needed a cash out refinance done in 4 days. Ryder Byrne and Michael Hoyt pushed it through quickly and with very […]
Very good service from Chris and Chelsea
Awesome company, fast, and competitive rates
Second loan with Civic, and service is just as good as the first! Thank you guys for the amazing service and fast closings!
When a problem arose, Jack never said “Sorry we can’t do the deal. ” He went out of his way to find solutions
From start to end. Service is always excellent. Thank you team
EXCELLENT SERVICE AND SUPORT
Great communication and customer service.
Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game
Jackie and Rebecca are the best team ever
The rates were great, the process was very smooth and quick. Brian Fung really went out of his way to make this deal happen
Jackelyn and Rebecca make a great team!! They are on top of the ball, get things done, and know their stuff!! Will continue working with them and Civic Financial!!
This is a great team to work with
Awesome lender, fast, and well priced rates
Good experience with Jack and Michael. Looking forward to another loan
Chris Lushina is great and always goes the extra mile
Extremely professional! Look forward to doing business again in the future
Jack is one of the best AE’s around. He is extremely professional, very responsive and knows his stuff. It is a pleasure to work with Jack and I hope we are able to close a lot more loans together.
Brian was outstanding through out the complete loan process. He was in constant communication and always available
Civic Financial Services handled my transaction with a high level of professionalism and speed. Their processes are streamlined, which for a customer equates to a high level of confidence and security that they will do what is promised. And that […]
Because they are awesome! Closed our loan efficiently!
Brian was great to work with. No big surprises and they came through faced with a tight timeframe to close the loan.
Working with Civic is great. My AE Justin Segal and his team are awesome. They push and get stuff done fast. They reply within minutes to every email / text or call. Their construction loan programs are awesome. I recommend […]
Civic was able to quickly get us financed so that we could move on a house
Matt is great
Great service and follow through. Have already referred other investors to your company.
Brian was very responsive and communicated everything upfront and clearly
Everything went well and everyone is very professional
Mike Jablonsky & the team are always professional & thorough, no matter how complicated the transaction — Mike always goes the extra mile.
Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!
I sincerely believe that CFS is the premier lender in the space that it is in. In addition, I very much enjoy working with Eli Smush
I had the great experience of working with Marshall Jones at Civic and his amazing team there. The experience was great and i would highly recommend them. We closed on time and got my client exactly what was promised on […]
If you have a loan that fits their box. They are extremely good.
Very quick turnaround and professional positive attitudes
5 stars: Excellent Loan company! Great rates, smooth closings etc. . . always a pleasure to do business with. I’ve been working with Whit as my loan processor for a little over a year now, he’s been nothing but professional. […]
Always a pleasure working with this amazing team!
Good response time and frontloading of borrower requirements
Excellent communication, support, effort and cooperation!
Truly hard working and positive team with full intentions to close loans.
Excellent. I would recommend to anyone.
I have worked with numerous lenders and I have to say Matt C. and his team exceed my expectations. Very professional, call/email responses and understanding my needs as investor. I am excited to work with him on more deals in […]
I had a property I needed to close in a short period of time. Nick Flowers contacted me within an hour of placing the request and worked with me diligently to get it closed. Always answered my phone calls and […]
Quick turnaround with an amazing service
John Ridderman is outstanding in his service. The overall quality of service is also excellent. Great lending resource to have on hand!
Working with Civic was a very smooth and painless transaction. Bijan and Jeremy handled everything professional and timely. Best Buy and hold program I have seen anywhere. Definitely recommend taking a look at their programs. Structure and employees are top […]
Level of expertise, commitment, responsiveness and ease of use
Everything was as I was told. . . I would for sure use this company again for my financial loans in business purchases. Thank you to everyone who played a part in this! Thank you so much!!:-)
Turned around my funding request pretty quickly. Easy to work with. Good rates. Have already recommended you to another investor
Full support and communication from Melissa, Michael and Paige
Patrick Morgan has been very instrumental in navigating us toward the right path. He has also exhibited product knowledge which I cant say the same for other reps with other lenders I have worked with. Our business experience as a […]
Have closed three loans and each time every effort has been made to close the loan ASAP
My assigned Account Executive Mariam Adams is a professional and she really takes the time to listen to the needs of the client and Broker. As I have stated before, Mariam goes beyond her requirements as an AE to get […]
Off the chart care, communication and clear concern for finding a solution benefiting me.
Service. . Says it all. .
Michael Marazoni gave us good service and a lot information that helped us to understand the Civic services
Bijan was very helpful and informative throughout the loan process. We’ve worked with him before and he helped us throughout the loan. We have worked with Bijan for a few years and he has been very helpful, honest, professional and […]
Great experience. Very happy with my experience
The loan application process went smoothly and easily. Marian and the rest of your team were extremely helpful with all of the questions I had. I would be happy to work with her again
Great, Friendly Service
Great team, easy to work with and responsive
Excellent service all questions i have are answered and Joseph Castaneda and Gabriela Ramirez have great customer service
Kendra and her team are amazing and professional!! They saved the day. . . 8 day closing !! Kendra, Leslie and Corey Thank You!
Matthew’s service was honest, thorough, and efficient from beginning to end. He made myself and my business partner completely comfortable throughout the entire process. I loved that he was always available, although we are on two opposite sides of the […]
Working with people you trust makes all the difference
Kendra- Unicorn deal structurer, unique mind to envision deal inception to exit. . consider yourselves fortunate to have her in your employ!
A lender I can trust always!
Jackie and Rebecca are amazing!!I Love working with them. Super fast turnaround.
Jennifer was amazing! She worked her tail off helping me get this ball rolling. Learned so much from her, great insight.
Melissa is great to work with
Excellent service; always return my calls; happy with the team
These guys are the best hassle free and fast
Quick and Easy! Peter was the bomb. com!
I had a great experience closing my first deal with Civic. My account manager is fantastic. He has been nothing but responsive, professional, and easy to communicate with. We were able to close quickly and I am anticipating on doing […]
Very professional company and they work hard to satisfy the customer and get the loan funded
Patrick Morgan is the best, very professional and responsive. He is always available when you have questions and always keeping me updated on the status of my loan. So far Patrick and Civic Financial have been outstanding.
Justin and his team were awesome to work with! They were very fast, efficient, and did everything they could to make the process as easy as possible. Truly appreciate all their help and hard work!
Matthew Specht, Account Executive, is the best in the business. He is one of the rare AEs who has thorough knowledge of his product and can aggressively move a loan application through the process
This is our 3rd deal with CIVIC and we loved the experience. Our Account Executives, Melissa S. and Michael H. were super!Took care of every detail, were great at communicating and moving the ball forward. This was another smooth process […]
Rance and team are amazing. They are knowledgeable, passionate and always available. This is my first time working with Civic Financial and what a wonderful experience I had, I would recommend this company to anyone. Thank you Rance and team […]
My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends
Wade La Rouche and the entire Civic Financial Services Team were terrific during all steps of our transaction.
Great experience, constant and fluid communication. A lot of random variables and ambiguity in this transaction, yet it was put together professionally and handled flawlessly by the Civic team.
Great Company TO WORK WITH!
Brian Lee was great to work with. So was Cory
Another great transaction with Marco and his team. Got more coming, thanks for everything!
Easy and smooth Transaction, thanks to Realtor Anny Ortiz and Melissa Salinas !
The Civic team is simply superb!
We have a great team together, Jack, Aly and Michael. We are working on more loans for our Team
Eddie Salem was a true professional, and was on target with his timeframes. Heidi Marshall also made it extremely easy to work with Civic and was on top of the file!Extremely satisfied with both Eddie and Heidi’s service
Kendra Thank you for your help with my first investment property. I appreciate you and your team!
I can’t tell you how happy I am to work with Civic. My previous broker took over 2 months to close a simple deal. Civic closed this in a week and a half. I will absolutely use them in for […]
Working with Mariam Adams makes it a 10
Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals
Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic
Erich was awesome!
Great communication!They were able to do what other Investors could’nt.
Great experience. Closed fast and very professional. Ryder Byrne as our account manager was very easy to work with
Everyone was great. My questions were being answered.
Our broker partner is always there to help and takes time to explain. His underwriter team in California are ALWAYS a tremendous help to making sure we have everything on file and amazing communication.
Once again Melissa and her team did great job with this close i was at risk of losing the whole deal because seller want to close sooner so Melissa went above and beyond and got it done. Merci
Rance and his team has helped us through our loan process in such a professional manner. Rance has really made the process smooth and stress free. He was always available for questions and provided good customer service. We will definitely […]
Great experience working with Jackelyn and Civic. They always get my loans funded quickly.
Great customer service
Melissa was very good and was very helpful. No doubt I would recommend her to any and all investors.
My experience with your company has been excellent. The AE that worked with me is simply awesome, the entire staff have been very helpful, efficient and simply wonderful. In spite of all the hurdles and short time frame, they all […]
Very helpful, friendly staff, good communication, great tastes and quick closing!
Chris L did a great job on funding our difficult deal. He never left me in the dark. I will definitely take my next INVESTOR deal to Civic because of Chris’s consistent follow through.
This is my 2nd business deal with Civic and I’m completely satisfied with their help. Chris Rosas was my main contact throughout and we spoke regularly and reviewed every aspect of the progress consistently. My initial deal involved David Levine […]
Want to express my gratitude for the job well done
I love my rep: Eric! Super awesome company and rep. He helped me so much. I wouldn’t have closed deals without his help
Great attentive service from our team at Civic. Thank you Rebecca and Jaqueline
It was a pleasure working with Matt and the rest of the Civic team. They were able to assist us in closing a deal in a short period of time. My team and I look forward to working with them […]
Will and his team are incredible! They make the process easy and go the extra mile to ensure everything is taken care of
Michael was amazing at getting this done quickly and thoroughly
Very reasonable rate, closing the loan quick and I got the amount I wanted. I also got the Home Depot Rapid Pass app
My team of Manny Mosqueda, Lilia Gonzalez and Teresa Esquivel were extremely professional and helpful every step of the way. Their communication the entire way helped me make my closing deadline. They made a stressful, difficult process seem easy
Trevor Niemann is great and I like how he makes sure all T’s are crossed and I’s are dotted
Jacquelyn is the VERY best at what she does and her follow through and responsiveness is second to none. Another outstanding performance by Civic!
Communication and turn time!
Ryder Byrne and Daysi Meza are amazing to work with. I can always count on them returning calls and emails. Their customer service is outstanding. The program offered by Civic is also great. But customer service to me is a […]
Michael Braswell was diligent and time efficient on getting both files closed given the situation.
Efficient, transparent and forthcoming.
Eli is an an exceptional account executive. His communication and people’s management skillsare out of the world. His response to all of my requests is always prompt. He’s the reason I am dealing with Civic. Also his tolerance level is […]
Very easy to work with. Minimal paper work compared to other lenders. Great interest rates and length of loan options. Eli is The Man when it comes to working with greatness
Really enjoyed working with Rance; very easy and on top of the finance options. . Extremely helpful and financed in a timely Fashion
A number of product options made it easy to tailor the loan to our needs. Process was simple, communication was frequent and follow up to ensure everything was on track was valuable.
I enjoyed working with Ryan. Made the process easy. Treated me as if my business mattered. Many salesman just wait for the easy sale and don’t want to work
Jack Lupo is awesome! Smooth process from start to end