CIVIC is your local Dallas private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Dallas private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Dallas private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Dallas.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Dallas real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Dallas private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Dallas private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Dallas private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Rance has been wonderful. He’s very responsive and has a quick turn around on things!
I really enjoyed working with Randi. She was available and took the time to explain the process to me, as this was my first time working with Civic
Great Service, Fast closing. . . Can’t ask for anything else. Thank you for all your help!
Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them
It is always a pleasure working with my Civic Team, Arnold, Jenna, and David, they are consistent with their support and always readily available to assist. Thank you!
Jennifer was very attentive to all my questions and concerns. Great follow up. On our recent Purchase borrower wanted to go with a competitor but Jennifer responded extremely well that Civic would exceed all expectations and you did. My borrower […]
The customer is unmatched
We, at 316 Capital, have had a great experience with the lending services from Civic Financial Services. Working with Cameron and David has been a very easy and fluid process. Because of the excellent closing process, we are looking to […]
Marco and his team are always so helpful and responsive which makes closing loans with them so easy and stress free!
Eli Marcus is amazing
Civic Financial closed my loan with no hiccups. I’m a commercial loan broker and the service was good and fast paying. Thanks team Civic.
The Service is great Kendra’s team is the bestTo work with!!
Very quick and efficient.
It was a quick close
Civic brings efficiency to deals that always impresses me
When no one else would consider giving me a loan because I didn’t fit their box. . . . Civic got it done! Mike was quick to respond, and Civic navigated a few hurdles and got me the cash quickly! […]
Dear CIVIC team, Your team worked hard and efficiently to make the deal go through. Eric Weidner was excellent in communication, help and support. He was in every step of the loan process, provided lots of support and guidance, made […]
Closed another one with Jackie at Civic!
The CIVIC team was fast, efficient, and on top of everything through the whole process. They answered all my question and catered to all my needs/complications. Had an awesome experience working with this crew
Arnold is wonderful and always makes the transactions go super smoooth
Jack Helfrich and Vanessa Lopez deliver a very high level of professionalism and client care. We find it is extremely rare to get this level of customer service anywhere across all of our business. Thanks!
Working with your reps George and Jo Jones makes this process to easy. Meeting them has saved me and my clients a lot of money to later invest :Thank you guys for everything you do
Mr. Cohen provided me with superior prompt service and I look forward to working with this company again in the near future.
My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends
Outstanding work Civic- thank you!
As always, great experience working with Michael at Civic. Great team!!!
Jackelyn Gonzalez is the MVP in my team. She went far and beyond. I cannot say anything other than Jackelyn Gonzalez was heaven sent. Thank you Jackie. Many many thanks, and many more to come. Very professional, courteous, patient and […]
Civic Financial through Kendra Rommel and her assistant Leslie Grant, worked fast and were always on top of things. They made sure to keep us updated on whatever step was next. They delivered on what they promised and we got […]
The efficiency in every single step, plus the friendly and professional representatives that guide us trough the entire process
Civic Financial Services was great! Anthony kept me informed every step of the way and we closed on time, despite having a few issues with the wholesaler I was working with. They were also able to offer a very competitive […]
Jason Mendoza was very responsive and great at following up and making things went as smoothly as possible.
Wade is a tremendous asset
Randi is responsive and reasonable
Great employees and product!
Bijan was very responsive and always available. He and his team stayed on top of my loan and made sure that the process was quick and as painless as possible
Matt is the best. He’s by FAR the most professional and conscientious person I’ve had the pleasure of working with in this field. I look forward to a long and LUCRATIVE partnership!
Speedy service with prompt responses from AE & processing.
From the moment I inquired about their loan products and up to the closing of my first brokered loan, Jack and Vanessa have been very helpful. I was impressed with the service and will recommend them to my colleagues for […]
Many thanks to Peter Kraemer at Civic – It was refreshing to work with someone so upbeat and responsive. We will definitely be calling you first the next time we’re looking to purchase another investment property.
For the second time Civic exceeded my expectations. They are able to get everything done quickly, efficiently and professionally which makes the entire process smooth and my life much easier! No doubt I’ll be back.
The closing was super fast. From beginning to end my loan was closed in 8 business days. It was such a easy process. I will definitely use them again!!!!
I highly recommend Civic!
Matt is the best
Very easy transaction, terms quoted in the beginning were the same terms at closing. Very pleased with the service I received from George Jones. Very professional, experienced and excellent communication
Very efficient process and staff is very helpful
Whit McCarthy and Vanessa Lopez are the gold standard in executing fix-and-flip loans. I have used Civic numerous times to close loans and I will continue to do so because this is an amazingly skilled team
Civic really helped us on securing our first deal. They were very patient with us and help us till the end. Everything went well, from the point to the interest that they charged us. I will definitely use them again […]
This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]
Working with Brian, Gabby and Teresa is awesome! They are great at communicating and keeping me posted and move expeditiously through the process. I hope to do another deal soon!
My first submission with Kevin and I am very pleased. Kevin’s communication, follow through and politeness, truly represent Civic Financial Group. Thank you for the professional and above standard experience
Brian Fung is exceptionally committed and professional. I called him during the Friday before Christmas to ask some questions on a deal I was considering and I was amazed at the level of service I received from then on through […]
They come true when you need it. It is a pleasure to work with Jackelyn and her team. Thank you.
I had a supportive loan officer and staff through out the whole transaction
Kendra Thank you for your help with my first investment property. I appreciate you and your team!
Because I have an awesome rep!
Very easy to work with, knowledgeable and very proactive. . Jackie and Rebecca know their stuff and go the extra mile to make it happen
Marshall was very persistent and helpful. Always on top of everything. Good job!
Excellent service from Rebecca and Jackelyn. Always available to solve and issues or concerns
Great Account Executive, Melissa Salinas! She makes this partnership a whole lot better. Thank you for all the great rates and process you provide
Excellent work, especially from Eli. He is a great support for business. Thank you
The experience was great, from beginning to end!
Michael Hoyt was a pleasure to work with. Always stayed on point and made sure that we crossed our t’s and dotted our i’s to meet the deadlines needed to get my deal funded. Thank you Civic Financial Services for […]
Have been working with Arnold for 2 years now-he is Awesome to work with
I had a great experience with Civic. Rance, who helped me through the process, was awesome. I will definitely work with Civic in the future!
Great Service and prompt turn around. Can’t ask for more!
Dave made this process very easy. His communication was top notch
The Experience was Fast, Easy, Simple. The team did a great job assisting me!
CIVIC has always been an efficient lender, great to work with!
Rance was great to work with. Quick turn around and great rates for private lender. Worked well for us!
Justin has been very helpful. We have done several deals with him and plan to continue doing business
Thank you Marco and team for making the funding process so easy and fast! Lets close some more
Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!
Marco and his team are so great to work with! Make the loan process easy and quick
Although my particular loan situation was by far considered “normal”, CIVIC was able to approve my loan and fund. Eli kept me informed at each step and was always available to assist. Eli was very professional and educated in each […]
They were diligent and quick
Chris Rosas and David Levine are just a dream to work with. Efficient, helpful and extremely professional. Thanks guys.
Our Account Team, Melissa Salinas and Michael Hoyt are always fast, professional and very knowledgeable. Can’t think of a better lending experience – time and time again!
Once you set up the file clear conditions. Fast easy efficient closing. Will use them again. Thanks you Josh.
Fast close, always in communication
Have closed three loans and each time every effort has been made to close the loan ASAP
CIVIC is one of our most thorough and responsive lenders. 110% recommend them to other builders and developers!
Brian was very professional , knowledgeable and helpful
Rance is awesome, so is Rebecca. They made the loan process a breeze.They are direct lender, so they are not all the time looking to sell your loan to Wall Street, means you qualify easy.They will walk the talk and […]
Great company that always makes it happen Jackie and her team are professionals!
Working with people you trust makes all the difference
Paige is the best to work with! Smooth process!
I recently closed on a transaction that was smooth which is very important to me our reputation with RE agents that bring us deals. I feel I can trust the folks at Civic to deliver what they said on time […]
Talar was amazing and was always there with updates.
The process was very smooth and their product is unbeatable!
Fast communication, streamlined process
Excellent service. Met expectations as promised.
Jack Lupo is the GREATEST!!!He is alway helpful and knows how to work with our customers. THANKS JACK
Previously worked with the Account executive in the past and was excited to know that she was going to be employed with Civic. She always strives to go over and beyond to help others
You’re personnel and programs get the job done without a lot of hassle and underwriting multiple conditions
I had a great experience with Civic. I worked with Andrew, Teresa and Melissa. Every step of the way they made sure I was in the loop. Civic has excellent systems to help submit applications, budgets, etc. I plan on […]
The Civic team was very helpful throughout the loan process
Will promised up front he preformed on it, we have 20 years in the business so this is not are first time. . . thank u Civic
Great experience in working with Tedd, Monica & Daysi at Civic. This is a great organization that works efficiently in closing your loans. I highly recommend Civic and Tedd’s team in particular.
Justin, Ally and Marisa are all BEASTS!!
Our broker partner is always there to help and takes time to explain. His underwriter team in California are ALWAYS a tremendous help to making sure we have everything on file and amazing communication.
Genuine concern to help
This was not our first rehab, but it was our first time working with a hard money lender. We chose CIVIC due to their excellent rate and rehab loan program and the comfort that we felt with our account executive […]
I have already recommended Civic Financial Services to my friend that’s needs to remodel there home.
Easy to work with, happy to educate on the process and genuinely interested in helping us succeed, Paul McGann and the CIVIC team offered a refreshingly positive experience in financing our purchase
Great work getting difficult transaction closed in a matter of days. Brian and the whole CIVIC team did a great job.
Thanks for fast and efficient service I would recommend them to anyone looking for a loan
Rance Brown gets the job done. 5 stars.
The representative, Jack Robinson was great to work with. As needed he was very present in the process and could get answers and not excuses. I have been in finance and accounting since 1977 and he is a good representative […]
Other than giving CIVIC the rating, the 10 goes directly to my Account Executive Jason Mendonza. Since minute one of our conversation he took the time to listen and understand my situation, if it wasn’t for him and his willingness […]
Patrick Morgan with his team Monica Hawley and Jose Lopez did an awesome job as always coordinating another great transaction for my client. They are always consistent in their process and have always pulled through for us which is why […]
Extremely organized and effective. You keep promises!
My point of contact, Michael, was exceptional from the get go. I informed him of my needs and strict targets I had set. He did everything I required and got me a fast closing. Now I’m onto my next investment. […]
Outstanding Service from Brian Fung & Gabriela
Jackie and Rebecca are amazing!!I Love working with them. Super fast turnaround.
Great service, timely respnses
Great job closing the transaction on time.
Easy to work with. Got us to the finish line despite it being the holidays.
Fast and Furious! Great job. Very very satisfied with service. Highly recommended
Ivan Oberon was great and make the process quick and easy
Consummate professionalism, excellent response time
Great communication with my rep Nate
It was my first experience, read too many articles and did more than 20 calls before I decide that this is the best company, my process was smooth and Alan went above and beyond to answer my questions and provide […]
Chris Rosas and David Levine are the best combination in the industry. We have several more submissions coming this week.
Ben, Vanessa and Dianabele were amazing like he last deal!
Scott Vincenti is probably one of the greatest referrals I’ve received. He’s very well spoken and just a well rounded guy that is very knowledgeable about the business. He’s never not been able to answer a question, on top of […]
Just a very pleasant easy experience, The staff worked professionally and was very efficient in getting things accomplished to an easy closing
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
Working with Civic was a very smooth and painless transaction. Bijan and Jeremy handled everything professional and timely. Best Buy and hold program I have seen anywhere. Definitely recommend taking a look at their programs. Structure and employees are top […]
Working with Joe Z. was a breeze. He’s always very helpful
I would recommendCivic Financial to anyone
Smooth closing process.
Excellent service and turn-around time!
Excellent service all questions i have are answered and Joseph Castaneda and Gabriela Ramirez have great customer service
This person is very polite and helpful. Whenever we have problem they use the fastest time to help solve it. I recommend this person to everyone who needs one.
Thanks Civic for the great work on my loan, fair fees , professionalism in every detail, and transparency, special thanks to Jennifer Moates , who worked with me all along,it’s the best, I’m definitely working with them on my next […]
Matthew is the best person to work with
Rance and Rebecca have provided the most efficient service. It was a worry free experience for me
Matt was very helpful in completing this transaction. Would not hesitate to recommend him to another.
Team went out of the way to make deal work and process is very streamlined
This is our second refinancing and as always, Jackelyn has shown her professionalism throughout to make sure the closing is smooth.
I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely
Great service! Jack and Aly were extremely responsive and understanding to a tough deal
Easy to work with through entire process
Nate and Aly are the best!
Civic was easy to work with and helped me achieve my real estate goals.
The funding team of Daniel, Jose, and Maurissa got it done.
Worked with Dave Rooker on many properties/flips I own. He is THE BEST!! As well as Gabby & Marisa at Civic Financial. I already send my family & friends to get financed from you guys!!
Michael was extremely professional on all aspects of this deal
Mark was easy to work with, timely and a no-hassle experience over all
The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]
The best team to work with Derek , Kathy and Monica. Very responsive and fast acting made my loan process super easy. Thank you all
Very good at communication and staying on track
Manny and Jose did a great job making it happen for our Client.
Joshua Haddad went above and beyond to close my deal. I would recommend him to any one doing a rehab fix and flip. He is extremely knowledgeable, and very responsive. every email and call i made to him, he responded […]
Excellent service, fast response
I presented a loan that was too difficult a challenge for several of your competitors. It was difficult for Civic as well. However, the loan officer, processor, and underwriter were patient and determined. We all believed this was a viable […]
Held my hand through the whole process
Justin is awesome!!
Personalized loan products, clear and controllable application process, and quick loan close. The local account service is also first-rate.
Excellent service and speedy closing
Great service, very knowledgeable
Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.
Easy to work with, responsinve, and Todd Kaplan is a great rep
I have worked with Civic Financial Services on few transactions and they are the best to work with when it comes to private deals. Very professional and responsive. They have always exceeded expectations for me and my team. We will […]
Arnold is great -communication is great. I am happy with the speed and rates
Every closing we have with Civic has been a great one!
Knowledgeable staff and good service
Ryder Bryne is my contact at Civic Financial Services and he has been a delight to work with. He goes above and beyond to try and get everything processed to meet your closing date. I will definitely be reaching out […]
Justin and his team were super professional, knowledgeable, always a step ahead and most importantly, honest. Highly recommended!
My rep Jennifer was amazing with walking me through my first loan with Civic
Working with Jack Lupo has been a great experience. He’s been nothing but awesome with knowledge, understanding and patience. I look forward to building a relationship with him and the rest of the CIVIC team. Mahalo!!
The most trusted hardmoney lender in the business
Great communication and availability
They were the only intelligent lender to get my deal done!! Thank you!
Great customer service.
Chris was absolutely timely and did what he said he would do. I felt like he truly was working on my behalf to make this deal happen!
Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time
Great customer service
Working with George through the process great because he was available all the time
Mike Jablonsky is the face of Civic and outstanding at what he does for my office.
The young man who helped me through my experience with Civic was like someone I had known a long time, he was full of knowledge. I have recommended others
Closing went smoothly and Eli did a great job keeping things on track
Easy to work with
My experience was a quick and easy closing
Civic was very responsive and worked quickly to fund my project
She is polite. Patient. She is reachable
Justin, Marisa, and Ally are such a great asset to have behind us. This deal was very unique, and not sure we could’ve gotten it done anywhere else!!
Working with Josh Levine was great! The online platform is easy to follow and the process and communication exceeded my expectations. Great working with Civic!
Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.
Ryan Snep was fantastic to work with. He was professional, helpful and knowledgeable. I would highly recommend Ryan and Civic Financial Services for all your hard money loan needs
Once again, Nick Flowers has exceeded expectation. A true pro and a pleasure to work with. Look forward to an amazing 2020 and beyond working with Nick and Civic!
Good service, easy to work with
Great service and my loan officer, Jackelyn, has been super in getting my deals done and helping me when needed
Having a lead person such as Justin that makes himself available at all times is a testament to great service. I am so happy with how well Civic carefully selected Justin’s team (Chelsea and Heidi) to support me and my […]
Good experience with Jack and Michael. Looking forward to another loan
My broker Mr James Hatcher was very helpful and knowledgeable and he did the entire process in a very short time as he told me before we started the loan application. I’m very satisfied with his services!!! Outstanding!!!
Excellent service , great lending company . Thanks for everyone’s hard work and efforts . I will refer all my friends and family to Civic
Great customer services and great help with process
Justin and his team were amazing during the process of getting our loans and refinances. They were on top of getting all of our paperwork in as fast as they could. On our last transaction we ended up closing within […]
Extremely professional and fast. Nobody is sitting around at that company they are moving
I would recommend Civic Financial Services to any investor looking for an investor friendly loan. I worked with Kevin Victoria and from the start he said what he could do, when he could do it and how much it would […]
Said he could fund it and Did! Can’t ask for anymore! Thanks